The Connecticut Senate Democrats are committed to ensuring that all Connecticut residents are able to obtain quality, affordable health care.
According to the U.S. Census Bureau, approximately 11 percent of Connecticut’s population (380,000 people) don’t have health insurance. Research has shown that people without health insurance are more likely to be forced into bankruptcy and to die younger. There are also many people with health insurance who are “underinsured,” meaning their insurance doesn’t cover the cost of some necessary medical visits or procedures, or that it forces them to pay more than they can afford for those services.
Under a law passed by the Connecticut legislature in 2007 and modified in 2008, and now under the federal Affordable Health Care Act, young adults may now be covered on their parents’ insurance policy until they turn 26. More information is available from the state Insurance Department in their PDF titled “Health Care Reform Frequently Asked Questions”.
Connecticut also has a number of programs in place to provide health care to people without insurance. These programs are administered by the state Department of Social Services (DSS).
Children of any income are eligible for health care through the state’s HUSKY programs. Depending on income, there may be some cost. Additionally, low- and middle-income parents and other relative caregivers may be eligible for health care in Connecticut’s HUSKY A program. Over 400,000 people receive health care through the HUSKY A and B programs.
Connecticut residents with very low incomes may be eligible to receive health care through the state’s LIA Program, formerly known as State-Administered General Assistance (SAGA). This care is coordinated through a network of 14 federally-qualified health centers (FQHCs) located throughout Connecticut. Download a PDF of a LIA Program brochure.
To find 13 of the 14 FQHCs, use the Community Health Center Association of Connecticut’s “Find a Health Center” Web site. If you live in the Meriden/Middletown area, visit the Community Health Center, Inc. Web site.
Uninsured state residents ages 19–64 who are not eligible for either the HUSKY or LIA programs may be eligible for the Charter Oak Health Plan. Though Charter Oak offers a limited benefit package, people with preexisting medical conditions are not excluded. Individuals are asked to pay premiums (ranging from $25 to $307 per month) based on their income. In addition to the premiums, people in Charter Oak must also pay co-insurance, co-payments and various deductibles (ranging from $150 to $1750).
Finally, Connecticut has a high-risk pool to help individuals who are priced out of the individual, commercial health insurance market due to preexisting medical conditions or for other reasons. This program is run by the Connecticut Reinsurance Association.
The Connecticut General Assembly’s Public Health Committee, Human Services Committee and Insurance Committee each play a role in developing, researching and proposing legislation related to health care and the needs of the uninsured and underinsured in our state.
Senator Terry Gerratana, Senate Chair, Public Health Committee
860-240-0584, or 1-800-842-1420
Senator Gayle Slossberg, Senate Chair, Human Services Committee
860-240-0482, or 1-800-842-1420
Senator Joseph Crisco, Senate Chair, Insurance & Real Estate Committee
860-240-0189, or 1-800-842-1420